As with any journey in life, it’s crucial to understand your starting point. Where are you beginning? What are you taking with you?
With your help, we’ll establish the details of your current financial arrangements.
A lack of financial organisation can cause unnecessary anxiety. Getting your financial house in order will help that. We will help you to structure a potentially hassle-free financial life, ensuring a clear path for you on your journey towards wealth creation.
Life Cover, Income Protection and Critical Illness.
It is a well-known fact that the bulk of the population will protect their pets, homes and cars first but unfortunately, they do not protect themselves.
A sound financial plan without human insurance, may well be based upon sand rather than concrete foundations.
One of our strengths is the ability to access specialist mortgages designed for individuals with circumstances that most lenders categorise as complex.
Catering for business owners, medical professionals (including those with substantial locum earnings or those who only have a short history of locum work) and commission heavy, high earners.
Achieving your life and financial goals is paramount. After this we can then work on ensuring you protect this wealth and leave a meaningful legacy for your family, or support the causes and people who mean the most to you.
Please note: Not all estate planning is regulated by the Financial Conduct Authority.
You may have found the house of your dreams, but before you can put in an offer, you need to know how much you can afford to borrow and what the likely repayments will be.
We can help whether you are a first-time buyer, a home mover, looking for an investment property or you are simply looking to remortgage on to the most competitive rate.
Please note: As a mortgage is secured against your home, it may be repossessed if you do not keep up your mortgage repayments.
Commercial buy to let mortgages are not regulated by the Financial Conduct Authority.
Do you have old or pre-existing pensions which you have forgotten about or simply don’t understand?
Is your money working for you in the correct manner and importantly in line with your personal objectives?
Are you maximising, offsetting or utilising the numerous and legal tax breaks available to you and your family?
Please note: An investment should only be seen as a medium to long-term strategy and is usually only suitable for terms of 5 years or more.